19/05/2009
During an insurance company workshop held at Asharqia Chamber, Mamduh Salih Al-Qaadi, Chief of Operations for Najm Insurance Company, affirmed that his company provides three services for insuring auto accidents: (1) liability control, (2) Damage estimations, and (3) partial towing services.Al-Qaadi said that his company began operating in Khobar in 2007 and now offers insurance coverage in Dhahran, Dammam, part of Al-Ahsaa, Riyadh, and Jeddah. Adding that the company will continue to follow its expansion plans.
Al-Qaadi said that in last April alone his insurance company covered 1,470 accidents in Khobar, 1,936 accidents in Riyadh (35% of the accidents that took place in Riyadh that month), 1,721 accidents in Dammam, 900 in Al-Ahsaa, and 430 in Jeddah.
On the topic of automobile workshops authorized by Najm, Al-Qaadi said, "The rules vary from region to region. In Riyadh and Jeddah there are workshops authorized by the Traffic Department. In the Eastern Region any workshop that does damage estimates is acceptable. In other cases autos are brought to Najm for damage estimates in accordance with agreements made with other insurance companies. Those insurance companies that have agreements with us send autos to Najm for damage estimates, however, companies that do not have agreements with us get estimates from three workshops in accordance with Traffic Department regulations.
Al-Qaadi also said that damage estimation requires that autos are classified according to make and model, how many work hours are needed to repair the damage, and the cost of parts. Al-Qaadi affirmed that all of Najm Insurance Company's operations are in accordance with traffic regulations.
